Wealth Management Services
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Terms & Conditions

1 Fat Prophets
The websites that form the network of the Fat Prophets sites are operated by Fat Prophets Pty Ltd ABN 62 094 448 549 (each of the company and the network of sites is referred to as ‘Fat Prophets’) and its related bodies corporate. The Fat Prophets websites are:

www.fatprophets.com.au
www.fatprophets.co.uk
www.fatprophets.com
www.superprophets.com.au

Each Fat Prophets website publishes advice and information in one or more reports. The entity with primary responsibility for content editing for each report is listed below.

Fat Prophets Report

Content Editor

Publication Frequency
Australasian Equity Report         Fat Prophets Pty Ltd

Weekly

Global Mining Report Fat Prophets Pty Ltd

Weekly

Asian Equities Report Fat Prophets Pty Ltd

Weekly

Global Funds Report    Fat Prophets Pty Ltd

Weekly

UK Equities Report Mint Financial (UK) Ltd        

Weekly

USA Equities Report Fat Prophets USA LLC

Weekly


Each Content Editor will provide updated content for each Fat Prophet Weekly Report up to 49 times per year, up to 240 times per year for each Fat Prophets Daily Report and for each Fat Prophets Monthly Report up to 12 times per year. The Content Editor in its sole discretion will determine the amount of content provided in each update based on the prevailing market conditions at the time of publication.

Fat Prophets will send weekly emails, mid-week alerts and other emails to members as part of the Fat Prophets paid service. By agreeing to the terms and conditions and being a paid member of Fat Prophets you agree to receive the weekly emails which alert members that the weekly reports are posted to the website, periodic mid-week alerts which are updates for members and our morning daily break fast brief email.

2 WARNING
The advice and information given by Fat Prophets and provided on Fat Prophet websites is general advice and general information only and is not intended as an offer or solicitation with respect to the sale or purchase of any security or financial product.

The advice and information provided is prepared for general information only, and as such, the specified needs, investment objectives or financial situation of any particular user have not been taken into consideration. Individuals should therefore discuss, with their financial planner or advisor, the merits of each recommendation for their own specified circumstances and realise that not all investments will be appropriate for all people.

There may be a product disclosure statement or other offer document for the securities and financial products we write about in Fat Prophets. You should obtain a copy of the product disclosure statement or offer document before making any decision about whether to acquire the security or product.

3 Access to Site and Premium Content
Access to some content on the Fat Prophets websites is restricted.

To access premium content on the Fat Prophets websites you are required to hold a valid subscription to one or more Fat Prophets reports. You will be provided with a username and password to access the premium content. The extent of premium content provided to you is dependent on the Fat Prophets report or reports to which you have subscribed.

4 Use of Site and Reproduction of Content (Copyright)
The material provided on Fat Prophets is copyright protected. You may view the Website and its contents using a web browser. You may make copies of portions of this Website solely for your own personal reference, information, research or study provided that you do not modify the copy from how it appears on the Website and you must include the copyright notice appearing above on any copy that you make.

The material may not otherwise be used, copied, reproduced, published, stored in a retrieval system, altered or transmitted in any form or by any means in whole or part (except where such use constitutes fair dealing under the Copyright Act) without the prior written approval of Fat Prophets.

You may not use any part of the material on a Fat Prophets site to establish, maintain or provide, or assist in establishing, maintaining or providing your own publications, Internet site or other means of distribution.

Certain content contained on Fat Prophets sites is provided by third parties and may be protected under copyright law. Any copying, republication or redistribution of third party content, including by caching, framing or similar means, is expressly prohibited without the prior written consent of Fat Prophets and its third party content providers.

Reproduction of any material within the Members area of the Fat Prophets website is prohibited. Information is for Fat Prophets subscribers only. The material on this Website is protected by Australian Copyright Legislation and by the copyright legislation applying in other countries. You agree that if you reproduce any content without prior written consent, or disclose your logon details to another person/s, you will accept full financial liability to pay the annual subscription price for all additional readers or recipients

5 Limitation of liability
Fat Prophets gives no representation or warranty in relation to the Fat Prophets websites.

To the extent permitted by law, Fat Prophets and its employees, agents and authorised representatives exclude all liability for any loss or damage (including indirect, special or consequential loss or damage) arising from the use of, or reliance on, any information on the websites whether or not caused by any negligent act or omission. If the law prohibits the exclusion of such liability, Fat Prophets hereby limits its liability, to the extent permitted by law, to the re-supply (or the cost of re-supply) of the information on the websites.

6 Financial Services Guide
Fat Prophets provides a Financial Services Guide (FSG). The guide covers a lot of important information about Fat Prophets and the services we provide. You should therefore make yourself familiar with the Fat Prophets Financial Services (FSG). Click here to read a copy of the Financial Services Guide (FSG).

By accepting the terms and conditions you are acknowledging that you have read the Fat Prophets Financial Services Guide (FSG).

7 Disclosure
Employees and/or associates of Fat Prophets may hold one or more of the stocks reviewed by Fat Prophets. Details of holdings are disclosed in the Disclosure section of the Fat Prophets websites. Click here to read it. These holdings should not be seen in any way as a recommendation.
All Fat Prophets staff must adhere to a staff trading policy, which can be found here.

8 Subscriptions and Subscription Prices
To access premium content you must subscribe to one or more reports on the Fat Prophets websites.

To subscribe you must go to the subscription page on any of the Fat Prophets websites, provide the information marked as “Mandatory” and select the payment option for the price quoted (at the time of your transaction). You will then receive a verification email from Fat Prophets indicating that Fat Prophets has accepted your subscription and payment, and you will be able to access the premium content.

Prices published on the www.fatprophets.com.au websites for Fat Prophets’ goods and services are quoted in AUD and are exclusive of GST and/or all other duties and taxes. Any applicable transport and handling charges will be added at the time of transaction. Fat Prophets has used reasonable endeavours to ensure that prices for subscription to Fat Prophets’ services are published accurately on the websites but these prices are subject to change and Fat Prophets reserves the right to change these prices without prior notice at any time. Prices charged and payable will be those quoted at the time you completed your subscription application.

Fat Prophets reserves the right to recover, as an additional charge from you, amounts for freight incurred with the shipping of promotional items. Included in the subscription price is an administration fee of up to AUD100 exclusive of GST and/or all other duties and taxes. 

The Fat Prophets Pty Ltd (ABN 62 094 448 549) will issue a tax invoice to the Customer in relation to any supply that is subject to GST. The amount of GST payable will be calculated by multiplying the sum of the price for the supplies plus any additional freight or other charges by the rate of GST applicable at the time of the supply. For the purposes of GST, the words "supply" and "tax invoice" have the same meaning as that given to them in the A New Tax System (Goods and Services Tax) Act 1999 (Cth).

9 Cancellations

Member satisfaction is important to us, and we understand that our service will not suit everyone’s needs. Accordingly all new subscribers to the long term Fat Prophets Reports are entitled to a 30 day money back guarantee (please note that this does not apply to existing or past Members). Any introductory gifts, such as watches, must be returned in their original condition before a refund will be made.

In the event that the report does not fulfil your requirements, cancellations must be notified in writing and posted to:

Fat Prophets Australia 
GPO Box 5029
SYDNEY
NSW 2000 

The postmark on the envelope must be no later than 30 days after the subscription was initially taken. Please note, that without exception, refunds cannot be made after the initial 30 days.

10 Commissions paid to Fat Prophets
Financial products applied for via the "Managed Funds" page will result in the respective entity paying commissions to Fat Prophets.

11 Link to/from Fat Prophets Sites

Fat Prophets has not reviewed any of the websites which link to this Homepage or to which this Homepage links. Fat Prophets is not responsible for the content of any other website or pages linked to or linking to the Homepage. Fat Prophets does not endorse or otherwise sponsor such links. Such links are provided solely for your convenience and information. Following links to any other websites or pages shall be at your own risk.

You may only provide a link to this Website from a website provided that you link to the home page www.fatprophets.com.au, and use as the linking text "Fat Prophets". To link in any other way, you must first obtain the written permission of Fat Prophets (alliances@fatprophets.com.au).

Fat Prophets has not reviewed any of the websites which link to this Homepage or to which this Homepage links. Fat Prophets is not responsible for the content of any other website or pages linked to or linking to the Homepage. Fat Prophets does not endorse or otherwise sponsor such links. Such links are provided solely for your convenience and information. Following links to any other websites or pages shall be at your own risk.

Books purchased via the "Recommended Books" page will result in Amazon.com paying a commission to Fat Prophets. Financial products applied for via the "Managed Funds" page will result in the respective entity paying commissions to Fat Prophets.

You may only provide a link to this Website from a website provided that you link to the home page www.fatprophets.com.au, and use as the linking text "Fat Prophets". To link in any other way, you must first obtain the written permission of Fat Prophets (alliances@fatprophets.com.au).

You may view the Website and its contents using a web browser. You may make copies of portions of this Website solely for your own information, research or study provided that you do not modify the copy from how it appears on the Website and include the copyright notice appearing above on the copy that you make.

Save for the foregoing, you must not reproduce, frame (by whatever means), link to or otherwise use any of the material on the site without first obtaining the written permission by the Copyright Act 1968 (Cth) or similar copyright legislation.

Reproduction of any material within the Members area of the Fat Prophets website is prohibited. Information is for Fat Prophets subscribers only. The material on this Website is protected by Australian Copyright Legislation and by the copyright legislation applying in other countries. You agree that if you reproduce any content without prior written consent, or disclose your logon details to another person/s, you will accept full financial liability to pay the annual subscription price for all additional readers or recipients.

12 Super Prophets
As part of your membership to Fat Prophets we will be registering all of our members for the Super Prophets electronic investment and superannuation platform. The platform provides the ability to execute trades in shares, managed funds and our Separately Managed Accounts as well as managing members superannuation. Members will be able to execute trades directly from our recommendations in our Fat Prophets Members area. For further information regarding Super Prophets and our product disclosure statements, please visit our website on www.superprophets.com.au